tom@franklincountytitle.com 636-583-2511

Privacy Policy

Effective Date: October 14, 2026

Franklin County Title Company

301 S. Church Street, Union, MO 63084

636-583-2511 | tom@franklincountytitle.com

At Franklin County Title Company, we value your trust and are committed to protecting the privacy and security

of your Non-Public Personal Information (NPI). This Privacy Policy explains how we collect, use, safeguard, and disclose your personal data when you use our website (FranklinCountyTitle.com), our integrated title portal tools (including TitleCapture), or our settlement and title insurance services.

1. Information We Collect

In order to successfully insure and close real estate transactions, we must collect non-public personal information about you from the following sources:

Information From You: Information you provide on applications, digital forms, intake sheets, or portal registrations (such as your name, address, Social Security Number, phone number, email address, employer info, and financial background).

Information From Your Transaction: Information about your real estate transactions with us, our affiliates, or third parties (such as sales contracts, loan payoffs, escrow balances, and wiring routing details).

Information From Public Records: Information we retrieve from municipal archives, court registries, tax offices,or land records to conduct title examinations.

2. How We Use Your Information

We use your personal and financial information strictly to conduct legitimate title insurance and settlement business operations.

This includes:

  • Verifying ownership and conducting title searches.
  • Preparing title commitments, binders, and closing documentation.
  • Managing escrow accounts and processing your Earnest Money Deposits (EMD).
  • Issuing Owner’s and Lender’s policies of title insurance.
  • Communicating transaction milestones securely with you, your real estate agent, and your mortgage lender.

3. Sharing and Disclosing Information

We do not sell your personal information, search history, or transaction data to any third-party marketers or brokers.

We only disclose your Non-Public Personal Information (NPI) to affiliates or non-affiliated third parties as permitted or required by law to complete your transaction.

Authorized disclosures include sharing data with:

  • Your mortgage lender, mortgage broker, or real estate agent involved in the transaction.
  • Our designated title insurance underwriters to issue your legal policies.
  • Government recording offices (such as the Franklin County Recorder of Deeds) to legally record your transaction deeds and mortgages.
  • Courts or regulatory bodies in response to legal subpoenas, audits, or compliance regulations under Missouri insurance statutes.

4. Data Security and Safeguards

We implement strict physical, electronic, and procedural safeguards to protect your personal data from unauthorized access, alteration, or disclosure:

Encryption: Our web platforms, online intake tools, and escrow portals utilize industry-standard, bank-grade end-to-end encryption.

Restricted Access: Access to your NPI is strictly restricted to employees who genuinely require that information to provide products or services to you.

Monitoring: We continuously monitor our networks and portal frameworks to prevent and detect security vulnerabilities.

5. Third-Party Links and Integrations

Our website features integrations with trusted real estate calculation systems, specifically TitleCapture, to provide instant estimates, net sheets, and title quotes. When you register or input data into these integrated widgets, your information is processed securely through encrypted APIs. We encourage you to review the specific privacy protocols of our software partners when utilizing those portals.

6. Changes to this Privacy Policy

We reserve the right to amend this Privacy Policy at any time to reflect updates in tech integrations, corporate compliance, or state and federal real estate legislation. Any updates will be posted directly to this page with an adjusted "Effective Date."

7. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or how your transaction data is safeguarded, please contact us directly:

Franklin County Title Company

📍 301 S. Church Street, Union, MO 63084

📞 636-583-2511

✉️ tom@franklincountytitle.com