Paperless Closer

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We understand that closing the purchase of your new home or refinancing your existing mortgage can be an intimidating process. PaperLess Closer allows you to track your specific file as it progresses through our system keeping you up-to-date and informed along the way. Here is the great part about Paperless Closer. All parties involved in the transaction can receive automatic emails when order events occur such as order received, abstracting complete, policy typed, loan figures received, loan documents received and the Closing Disclosure Form completed amongst other things.

Basically Paperless Closer facilitates the communication link between all authorized parties regarding the status of an order. You will know where your title is in our office at any given moment. Rest assured, your private confidential information will not be viewable to any outside parties. Paperless Closer is the latest, most effective software in the industry and is designed to make closings quicker and easier for all parties involved.


Title Company's Role

Buying and selling a home or other real estate is a significant event. It normally requires the services of a number of professionals, including a title company. To assure that the transaction is handled efficiently and accurately, the title company selected is extremely important. At the time the contract is signed, the buyer has the right to request the title company of their choice and it is important that you understand the services the title company provides. Our "Resource" page is a great place to start to inform yourself of our role in the process as well as what to expect. If you have any questions do not hesitate to call us and we would be more than happy to answer any questions you may have.

1031 Like Kind Exchange

WHAT IS A 1031 EXCHANGE? Thanks to IRC Section 1031, a properly structured 1031 exchange allows an investor to sell a property, to reinvest the proceeds in a new property and to defer all capital gain taxes. IRC Section 1031 (a)(1) states: "No gain or loss shall be recognized on the exchange of property held for productive use in a trade or business or for investment, if such property is exchanged solely for property of like-kind which is to be held either for productive use in a trade or business or for investment."

Title Insurance

Why do you need title insurance? To protect possibly the most important investment you'll ever make - the investment in real estate. Title insurance will pay for defending against any lawsuit attacking the title as insured, and will clear up the title issue or pay the insured's losses. An owners policy issued simultaneously with a loan policy is the best title insurance value a property owner can get. Check out our "Resource" page for more information on this subject.